Rachel's blog

    How to Help Your Partner Improve Their Credit Score

    Submitted by Rachel on Thu, 04/19/2018 - 08:41
    Couples and credit
    Yes, you can help your partner get a better credit score
    Image by Mabel Amber via Pixabay

     

    Everybody loves a good credit score. It helps you get crucial services like utilities, cell services, and insurance at a lower price while also enabling you to get favorable rates on car loans and mortgages. But what if your score is great while your ...

    Credit Card Commandments to Resurrect Your Credit Score

    Submitted by Rachel on Thu, 04/05/2018 - 07:24
    Eight rules
    Follow these eight rules with your credit cards
    Image by Kyle Fang via Unsplash

    Credit cards are the fastest way to establish or re-establish your credit history. You can use credit cards to demonstrate your financial responsibility and rapidly improve your credit score. Even when you’ve been in financial trouble and had to turn to bankruptcy for debt relief ...

    What Credit Score Do You Need to Get a Business Loan?

    Submitted by Rachel on Thu, 03/29/2018 - 08:13
    Small business loans
    Your credit score affects your small business
    Image by bruce mars via Pexels

    If you’re already an entrepreneur or a “wantrepreneur,” which is someone who is yearning to start a small business, you know that raising funds is key. You have to spend money to make money and for many start-ups, no matter your size, that can mean ...

    Gender Disparity in Credit Card Debt – See the Shocking Numbers

    Submitted by Rachel on Thu, 03/15/2018 - 09:40
    Gender disparity
    There's gender disparity in debt!
    Photo by rawpixel.com on Unsplash

    Americans are more in debt than ever. According to the Federal Reserve, at the end of 2017 non-housing consumer debt reached $3.82 trillion. Every type of debt except home equity lines of credit (HELOC) increased, and 80% of Americans have some form of debt in ...

    Credit Score Dos and Don’ts

    Submitted by Rachel on Thu, 03/01/2018 - 09:01
    Credit score
    Be careful with your credit score
    Image by @nina_p_v via Twenty20

    Your credit score is crucial to your life in many ways. While it’s not a life or death matter, your credit score determines whether you can buy a car or a home. Even if you are approved, if your score isn’t as good as it ...

    9 Things You Must Know About Credit

    Submitted by Rachel on Wed, 02/21/2018 - 08:33
    Things to know
    What you must know about credit and scores
    Image by Glenn Carstens-Peters via Unsplash

    If you’re rebuilding your credit score after bankruptcy, the first step is to educate yourself about what affects your score, how you can boost it, and what happens if your score isn’t as good as it could be. When you want to buy a home ...