Blog posts

    3 Simple Steps to Improve Your Credit Score – How to Keep Your FICO Climbing After Bankruptcy

    Submitted by Rachel on Thu, 07/21/2016 - 03:30

    Credit cards can help your credit score Image Source: Flickr User Ed Ivanushkin Credit cards can help your credit score
    Image Source: Flickr CC User Ed Ivanushkin

     
    Many consumers don’t truly understand how credit scores are calculated and are surprised that their scores don't improve despite their best attempts. That’s because the FICO calculation is complex and ...

    5 Do’s and Don’ts When You’re Ready to Move from Secured to an Unsecured Credit Card

    Submitted by Rachel on Thu, 06/30/2016 - 03:19
    Do's and Don'ts for Credit Cards Image Source: Flickr User Yoel Ben-Avraham Do's and Don'ts for Credit Cards
    Image Source: Flickr CC User Yoel Ben-Avraham

     
    When you’re rebuilding your credit score after bankruptcy, you'll typically start by opening a secured card – but eventually, you'll have to move on to an unsecured one. How do you know when you’re ready ...

    What Is Credit Utilization and How Does It Affect Your Credit Score?

    Submitted by Rachel on Thu, 06/09/2016 - 03:53

     Credit score

    Understand your credit score Image Source: Flickr CC User Dorte

    Rebuilding and protecting your credit score after bankruptcy is easier if you understand how your FICO score is calculated. Five factors make up your credit score calculation. One of those factors, “credit utilization,” is particularly ...