Blog posts

    Your Credit Score May Improve in July And You Don’t Have to Do Anything to Make it Happen

    Submitted by Rachel on Thu, 05/04/2017 - 03:39
    Eraser
    Items to be erased from credit reports soon
    Image Source: Flickr User Hometown Beauty

     

    There’s a nice surprise coming July 1 for millions of consumers related to their credit report and credit score. Equifax, TransUnion, and Experian will remove negative information from nearly 12 million credit reports – and yours might be one of them. If so, you ...

    How Does Medical Debt Affect Your Credit Score?

    Submitted by Rachel on Thu, 04/27/2017 - 05:32
    Illness
    Medical debt can tank your credit score
    Image Source: Flickr User Claus Rebler

     

    Medical debt is unique among other types of debt because of the complications of the insurance intermediary. This is also debt you generally don’t get into voluntarily unlike a mortgage, car loan, or credit card bill. Medical debt is a plague on the uninsured ...

    Do You Want Excellent Credit? 5 Habits to Improve Your FICO Score

    Submitted by Rachel on Thu, 04/20/2017 - 03:30
    cash
    Five habits to help your credit score
    Image Source: Flickr User Kurtis Garbutt

     

    The perfect credit score is 850 which is elusive to obtain. About one-half of a percent of Americans hit that high point. Currently, the average credit score in America is 695 which falls in the range that’s considered “good” according to Nerd Wallet. But ...

    6 Things To Know About Your Credit Score

    Submitted by Rachel on Thu, 04/13/2017 - 04:27
    Six
    Do you know this about your credit score?
    Image Source: StockSnap.io

     

    Your credit score is important because it affects your finances as well as your career opportunities. Your credit score can even affect your personal life because some people take debt into consideration when forming relationships. It’s important to understand your credit score so you ...

    What Credit Card Activities Can Benefit or Harm Your Score?

    Submitted by Rachel on Thu, 04/06/2017 - 03:24
    Credit Cards Picture
    Use credit cards wisely to benefit your score
    Image Source: Flickr User 401(K) 2012

     

    Credit card activity and debt are major contributors to your credit score. If you’re rebuilding your credit score after bankruptcy, it pays to know how your score is calculated and how your decisions about your credit cards can affect your score for the better ...

    7 Habits of People With Excellent Credit Scores – And How To Improve Yours

    Submitted by Rachel on Thu, 03/09/2017 - 04:09
    Seven Good Credit Habits
    You can learn healthy financial habits
    Image Source: Flickr User Niklas Morberg

     

    Getting and keeping a good credit score is not a matter of chance. Those with excellent credit work hard at protecting and improving their score. You can’t just hope for the best. A good credit score is the result of intention and healthy financial ...