credit

Credit Scores Are Better Than Ever – Why It’s the Perfect Time to Improve Your FICO Calculation

Credit card in hand
Now is the time to work on your credit
Image Source: Flickr User Investment Zen

 

Credit scores are, on average, higher than they have ever been. If you’re coming out of bankruptcy or other tough financial circumstance, now is a good time to work ...

Your Credit Score May Go Up July 1 – Here’s Why You May Have More to Celebrate Soon

Arrows up and down
Some credit items will be purged Saturday
Image Source: StockSnap.io

 

On Saturday, July 1, many Americans will get a pre-Independence Day reason to celebrate when their credit score goes up without them changing a thing they’re doing. Both FICO and VantageScore have estimated that ...

Good News! U.S. Credit Scores Have Never Been Higher – But Debt Is Climbing Too

signs
Credit score rising, but so is debt
Image Source: Flickr User Investment Zen

 

The Wall Street Journal (WSJ) recently shared the good news that this spring, U.S. credit scores reached their highest levels since FICO started tracking scores (which began back in 2005). The ...

Did You Know Bankruptcy Discharge Can Increase Your Credit Score?

credit score meter
Bankruptcy can help improve your credit score
Image Source: Flickr User CafeCredit.com

 

Most consumers considering filing bankruptcy wrongly believe that doing so will wreck their credit score for a decade. Nothing could be further from the truth so long as you take advantage of ...