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7 Habits of People With Excellent Credit Scores – And How To Improve Yours

Seven Good Credit Habits
You can learn healthy financial habits
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Getting and keeping a good credit score is not a matter of chance. Those with excellent credit work hard at protecting and improving their score. You can’t just hope for the best. ...

How Does Your Credit Score Stack up to the Average American’s?

How Does Your Credit Score Stack up to the Average American’s?
Is your credit score above average?
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The latest survey by FICO (Fair Isaac Corporation) shows that, in general, American consumers’ credit scores are on the rise. In case you’re wondering how your credit score compares to others, the average in the ...

7 Credit Score Myths Debunked and the Truth You Need About Improving Your FICO Rating

7 Credit Score Myths Debunked and the Truth You Need About Improving Your FICO Rating
Credit score myths debunked
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Many people think they understand their credit score, how it’s calculated, and how to improve it, but thanks to a lot of misinformation that’s been perpetuated, their understanding might not be as accurate as they believe. Here’s ...

Raise Your Credit Score Strategically: Credit Utilization Hacks to Boost FICO Calculation

Hack your credit score Image Source: Stocksnap.io
Raising your credit score just takes a bit of strategy.
Image Source: Stocksnap.io

 

Credit utilization is the amount of your revolving credit lines you’re using. It makes up 30% of your credit score calculation, so it’s a big deal. Your credit lines are the ...