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7 Habits of People With Excellent Credit Scores – And How To Improve Yours

Submitted by Rachel on Thu, 03/09/2017 - 04:09
Seven Good Credit Habits
You can learn healthy financial habits
Image Source: Flickr User Niklas Morberg

 

Getting and keeping a good credit score is not a matter of chance. Those with excellent credit work hard at protecting and improving their score. You can’t just hope for the best. A good credit score is the result of intention and healthy financial ...

7 Credit Score Myths Debunked and the Truth You Need About Improving Your FICO Rating

Submitted by Rachel on Thu, 01/12/2017 - 03:11

7 Credit Score Myths Debunked and the Truth You Need About Improving Your FICO Rating
Credit score myths debunked
Image Source: StockSnap.io

 
Many people think they understand their credit score, how it’s calculated, and how to improve it, but thanks to a lot of misinformation that’s been perpetuated, their understanding might not be as accurate as they believe. Here’s ...

Raise Your Credit Score Strategically: Credit Utilization Hacks to Boost FICO Calculation

Submitted by Rachel on Thu, 11/03/2016 - 04:12

Hack your credit score Image Source: Stocksnap.io
Raising your credit score just takes a bit of strategy.
Image Source: Stocksnap.io

 

Credit utilization is the amount of your revolving credit lines you’re using. It makes up 30% of your credit score calculation, so it’s a big deal. Your credit lines are the ...