credit score

Larger Credit Limits Can Result in a Better Credit Score (But Be Careful!)

Credit card
Use your plastic carefully for a better credit score
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Bouncing back after bankruptcy is a journey and those that racked up big credit card debt that was discharged in Chapter 7 or 13 might be gun shy about plastic. However, rebuilding your ...

How Does Your Credit Score Stack up to the Average American’s?

How Does Your Credit Score Stack up to the Average American’s?
Is your credit score above average?
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The latest survey by FICO (Fair Isaac Corporation) shows that, in general, American consumers’ credit scores are on the rise. In case you’re wondering how your credit score compares to others, the average in the ...

6 Tips to Improve Your Credit After Bankruptcy for a Better FICO Score in 2017

credit
Get a better credit score in 2017
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A healthy credit score is critical to be approved for loans, get affordable financing, and pay a lower cost for many types of insurance and utilities. A recent survey by the American Bankers Association ...

Changes to FICO Credit Score Calculation Can Benefit Those Dealing with Medical Debt

FICO score changes medical debt impact Image Source: Flickr User Jay Gorman FICO score changes may impact the effect of your medical debt on your credit
Image Source: Flickr CC User Jay Gorman

The purpose of a credit score is to help potential creditors and lenders assess whether you’re a good risk for a loan, credit card, ...

5 Do’s and Don’ts When You’re Ready to Move from Secured to an Unsecured Credit Card

Do's and Don'ts for Credit Cards Image Source: Flickr User Yoel Ben-Avraham Do's and Don'ts for Credit Cards
Image Source: Flickr CC User Yoel Ben-Avraham

 
When you’re rebuilding your credit score after bankruptcy, you'll typically start by opening a secured card – but eventually, you'll have to move on to an unsecured one. How do you know when you’re ready, ...

7 Habits That Can Improve Your Credit Score Fast After Bankruptcy

7 Habits That Can Improve Your Credit Score Fast After Bankruptcy Habits to improve your score after bankruptcy. Image Source: Flickr CC User Julie Rybarczyk

Improving your credit score is never more important than after you get a bankruptcy discharge. Just as healthy dietary and physical habits can keep your body in good shape, healthy financial ...