About Us

Our Mission

Shawn C. Orcutt
To help you rebuild your credit score and, in turn, your credit AFTER filing bankruptcy. The problem is that, up to now, there was nowhere to turn for help, not even bankruptcy attorneys. Our mission is to fill the void and more by providing you all the information you need to:
(1) Understand credit and credit scores, (2) Recover from bankruptcy, (3) Rebuild your credit score to as high as 720, 750 or even higher, (4) Win at the credit score game, (5) Help you take full advantage of the fact that, in filing bankruptcy, you got rid of debts that made it impossible for you to pay the rest of your debts “on time”, (6) Qualify for new credit, and (7) Increase and continue to increase your credit limits.

Shawn Orcutt

This website and the Credit Score Keys credit-score-rebuilding “one-of-a-kind” DVDs were written by Shawn Orcutt.  Shawn is a full time bankruptcy attorney.  Shawn is also a credit expert, and was personal financial planner.  After completing his MBA with a focus on finance, he taught financial planning classes at the university level.  Upon returning to North Carolina he completed the Series 7 and 26 exams to work as an investment advisor/personal financial planner.  Law school followed because he came to realize that even the most prudent planning could not keep life from happening to good people.  Debt would build and become overwhelming.  Bankruptcy law provided the solution.  It is one of the most efficient ways to get rid of debt, get your life back on track with a fresh start.  A start to where though?  There were no good resources for this step.  Shawn set out to piece together the financial puzzle that was behind credit scores and rebuilding them.  A year and a half later, the puzzle is complete and it is the Credit Score Keys DVDs.

Areas of practice:

Practice limited to consumer and business debtor bankruptcy law.


2002, East Carolina University Bachelor of Science degree in Business Administration, concentration in Management Information Systems
2005, East Carolina University Master of Business Administration degree
2011, Charlotte School of Law Juris Doctor degree

Bar admissions:

2011 North Carolina State Bar 2011 Federal District Court for the Eastern District of North Carolina 2011 Federal District Court for North Carolina Middle District

Pro Bono / Recognition

Participated in Attorneys on Call part of the North Carolina Bar Association’s annual Statewide Service Day in order to provide free legal information and answer questions over the telephone. (2012, 2013, 2014)