building credit

Credit Scores Are Better Than Ever – Why It’s the Perfect Time to Improve Your FICO Calculation

Credit card in hand
Now is the time to work on your credit
Image Source: Flickr User Investment Zen


Credit scores are, on average, higher than they have ever been. If you’re coming out of bankruptcy or other tough financial circumstance, now is a good time to work ...

Getting a Car After Bankruptcy – Lease or Buy – And What Credit Score Do You Need?

You can buy a car after bankruptcy
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One of the primary concerns for many bankruptcy filers is what happens after their discharge. They want to know what options they will have, whether they can get credit again, how soon they can ...

Good News! U.S. Credit Scores Have Never Been Higher – But Debt Is Climbing Too

Credit score rising, but so is debt
Image Source: Flickr User Investment Zen


The Wall Street Journal (WSJ) recently shared the good news that this spring, U.S. credit scores reached their highest levels since FICO started tracking scores (which began back in 2005). The ...

Did You Know Bankruptcy Discharge Can Increase Your Credit Score?

credit score meter
Bankruptcy can help improve your credit score
Image Source: Flickr User


Most consumers considering filing bankruptcy wrongly believe that doing so will wreck their credit score for a decade. Nothing could be further from the truth so long as you take advantage of ...