chapter13 | Credit Score Keys

7 Ways You Can Kill Your Credit Score

Don't kill your credit with sloppy mistakes Image Source: Flickr User Ken and Nyetta

Don't kill your credit with sloppy mistakes
Image Source: Flickr CC User Ken and Nyetta

When you’re just coming off a Chapter 7 or Chapter 13 discharge, rebuilding your credit is imminently important. And even when your credit is back on track, you must ...

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3 Simple Steps to Improve Your Credit Score – How to Keep Your FICO Climbing After Bankruptcy

Credit cards can help your credit score
Image Source: Flickr CC User Ed Ivanushkin

Many consumers don’t truly understand how credit scores are calculated and are surprised that their scores don't improve despite their best attempts. That’s because the FICO calculation is complex and ...

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How to Get Rid of a Judgment Lien with Chapter 7 or 13 Bankruptcy

Judge

When you are sued over an unpaid debt – typically for credit card debts, medical bills or the remaining balance after a car was repossessed – if you lose the lawsuit, the court can issue the creditor a judgment against you. With this judgment in ...

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Why Chapter 13 Bankruptcies Sometimes Don't Work Out and How to Make Sure Yours Does

The Midwestern Bankruptcy Institute conducted a study on Chapter 13 bankruptcies to examine how many filings succeeded, how many didn't make it to completion and what drove either the success or failure to make it all the way through. According to data in the study ...

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Why Debtors Choose Chapter 13 Over Chapter 7 Bankruptcy and Why It May Be Better For You

Many of our clients that come in for their initial free consultation aren't sure which type of bankruptcy is best for them and many aren't clear on the differences between the most common chapters – seven and thirteen. Our first job is to educate you ...

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