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How Long Does a Chapter 7 Bankruptcy Take from Start to Finish?

Calendar

It's important that you know what to expect before you start the Chapter 7 bankruptcy process and one of the most frequent questions we get asked about is timing. Today we'll show you how long it takes a typical case from when you come in ...

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Want to Make It Easier to Stick to Your Budget? Set Up a Fun Fund

Life is fun

When you hear the word “budget” you likely think about going without. Budget is about as welcome a word as “diet” or “colonoscopy.” Budgeting sounds like you'll be forced to skimp and that can lead to budget burn-out. It's hard to stick with something that feels ...

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3 Things to Do ASAP If Your Credit Card Company Sues You

Three

If you can't pay your credit card bill and the situation goes on for a couple of months, after sending you statements, threatening letters and making some increasingly aggressive phone calls, it's very likely that you will be sued either directly by the credit card ...

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New Health Plans May Increase Medical Debt – How to Deal with Doctor Bills You Can't Pay

Medical costs

While the Affordable Care Act has increased the number of Americans with health insurance, the outcome for many has been that they are forced to pay more out of pocket for care and pay up front or not get the services they need. We'll take ...

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What Is Charged Off Debt and Do You Still Owe It Once It's Written Off?

Charge off debt

After you don't pay on a debt for six months, the holder of the debt may charge it off. This is an accounting term which means the company that loaned you the money (whether it's credit card debt, a medical bill or other type of ...

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Shut Down a Lawsuit By Simply Filing a Response

Hit with a lawsuit

Getting sued is scary. That's a fact. Especially when it's over debt and even more so when you don't have the cash to pay the bill or money to hire a lawyer to defend you. When people get so behind on their bills that they ...

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How to Prioritize Which Bills to Pay to Stay Out of Financial Trouble

Paying bills

Many people that end up with financial problems and living paycheck to paycheck actually make enough to support themselves but just make bad money decisions. And it's not one big decision that pushed them into dire straits, but a series of small poor decisions. Taking ...

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10 Signs Bankruptcy May Be the Best Way to Cure Your Debt Problems

Wooden sign

You know you've got money problems, but you're so mired in just getting by that you may not have a grip on the big picture. Without this perspective, it can be difficult to know if you can pull yourself out of your money troubles on ...

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Homeowner's Association Fees Can Follow You Beyond Foreclosure – Bankruptcy Can Help

HOA harassment

If you live in a condo dwelling or neighborhood with a homeowner's association, you may already have found out that they can be very aggressive about enforcing community standards, but even more so about collecting what's owed them. HOA's charge maintenance fees usually on an ...

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6 Ways to Recover from a Holiday Over-Spending Disaster

Holiday stress

Did you just get your credit card statement for your Christmas spending? Is it more than you thought it would be because you overdid it? Americans spent 4% more on Christmas 2014 than the prior year which means even more regret in January 2015 than ...

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