bankruptcy

5 Ways to Protect Your Credit Score This Christmas: Tips for North Carolina Consumers

Submitted by Rachel on Thu, 12/08/2016 - 03:08

Don't wreck your credit over Christmas Image Source: StockSnap.io
Don't wreck your credit this Christmas!
Image Source: StockSnap.io user Ben White.

 
If you are rebuilding your credit after bankruptcy, don’t let Christmas shopping throw you off track! Today, we’ll take a look at some common traps that can mess up your credit score ...

Raise Your Credit Score Strategically: Credit Utilization Hacks to Boost FICO Calculation

Submitted by Rachel on Thu, 11/03/2016 - 04:12

Hack your credit score Image Source: Stocksnap.io
Raising your credit score just takes a bit of strategy.
Image Source: Stocksnap.io

 

Credit utilization is the amount of your revolving credit lines you’re using. It makes up 30% of your credit score calculation, so it’s a big deal. Your credit lines are the ...

7 Lies You’ve Been Told About Your FICO Credit Score—And the Truth You Need to Know

Submitted by Rachel on Thu, 09/29/2016 - 03:42
credit-lies
Beware lies about credit scores. 
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Many people don’t understand how credit scores work, what impacts their credit report, and how to get and maintain a good credit score. If you don’t understand the ins and outs of credit reports and scores ...