budgeting

3 Great Alternatives If You Can't Get a Bank Account Because of Your Money Problems

Banking

There's a large segment of the US population that is unbanked or underbanked – roughly 30% of us in fact. Not having a bank can make life hard. For those without a bank account, simple things like having paychecks direct deposited are impossible and ...

Why Filing Bankruptcy Will Make You Better With Money and Why It Benefits You in the Long Run

Use your brain


The time period leading up to when you file bankruptcy will likely be one of the most stressful in your life. You'll have unpaid bills piling up, past due statements rolling in and your phone ringing off the hook from creditors and their ...

8 Ways to Save Money This Summer When the Kids Are Home, Fussing for Fun and You're Broke

Summer fun with kids

Image source: Flickr User Jim Pennucci

We understand that many families are making do on tight budgets and summers are even harder because the kids are home all day and demand to be entertained. What's a cash-strapped family to do? Plenty! We've found eight categories ...

The 50/30/20 Budget Rule - How Much You Should Be Spending on Everything in Your Life

Making a budget is critical

See how the 50/30/20 budget rule can get your finances right for life

One of the most challenging aspects of dealing with personal finance is overspending. Many of our clients that come in looking for bankruptcy solutions to their debt have overextended themselves in one ...