There’s a nice surprise coming July 1 for millions of consumers related to their credit report and credit score. Equifax, TransUnion, and Experian will remove negative information from nearly 12 million credit reports – and yours might be one of them. If so, you ...
Medical debt is unique among other types of debt because of the complications of the insurance intermediary. This is also debt you generally don’t get into voluntarily unlike a mortgage, car loan, or credit card bill. Medical debt is a plague on the uninsured ...
The perfect credit score is 850 which is elusive to obtain. About one-half of a percent of Americans hit that high point. Currently, the average credit score in America is 695 which falls in the range that’s considered “good” according to Nerd Wallet. But ...
Your credit score is important because it affects your finances as well as your career opportunities. Your credit score can even affect your personal life because some people take debt into consideration when forming relationships. It’s important to understand your credit score so you ...
Consumers want to shield their credit score from damage, but you may not know some things that will kill your credit score faster than you could imagine. This two-part series examines six top credit score killers. You can read the first three in part ...
Wondering why your credit score changed?
If you’re a credit score watcher, you may know that all-important three-digit number at any given time. If you don’t keep track of your credit score, you should. Monitoring services are inexpensive and can keep you on top of your credit score and alert ...
Getting and keeping a good credit score is not a matter of chance. Those with excellent credit work hard at protecting and improving their score. You can’t just hope for the best. A good credit score is the result of intention and healthy financial ...
A recent study by Capital One called the “Credit Confidence Study” surveyed more than 2,300 people establishing or rebuilding their credit. Unfortunately, not everyone understands what impacts their credit score and which habits can help or hurt their credit. Here is a look at ...
When you think of ways to wreck your credit score, you might think of major events like foreclosure on your home or repossession of your vehicle. But there are other actions that can kill your credit score. You might not be aware just how ...
Is your credit score above average?
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The latest survey by FICO (Fair Isaac Corporation) shows that, in general, American consumers’ credit scores are on the rise. In case you’re wondering how your credit score compares to others, the average in the ...