Credit score vs. credit report
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Your credit score will be critically important throughout your life for a variety of reasons. Your score is based on your credit report, and they are drastically different things. One drives the other, but you ...
Don't mess up your credit with easy mistakes
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Your credit score is important for so many things in life. A high credit score helps you purchase a home and auto at a reasonable interest rate. Your auto and home ...
Credit score myths debunked
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Many people think they understand their credit score, how it’s calculated, and how to improve it, but thanks to a lot of misinformation that’s been perpetuated, their understanding might not be as accurate as they believe. Here’s ...
CFPB rules against Equifax and TransUnion
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The Consumer Financial Protection Bureau (CFPB) recently penalized TransUnion and Equifax for not dealing fairly with consumers who purchased their credit score. Together, the two credit bureaus were commanded to pay $17.7 million in refunds ...
Will your credit score land you a car loan?
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If you’re coming out of bankruptcy, rebuilding your credit score is job one. It’s best to take the long view and work on it slow and steady over time. But what if ...
Don't wreck your credit this Christmas!
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If you are rebuilding your credit after bankruptcy, don’t let Christmas shopping throw you off track! Today, we’ll take a look at some common traps that can mess up your credit score ...
Turned down for credit?
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When you’re coming out of bankruptcy, rebuilding your credit score is important, but you also need to understand that the number alone won’t guarantee your approval. Here is a look at why you could be turned down for ...
Steps to take after your spouse passes.
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The loss of your marriage partner could impact both your credit score and that of your deceased spouse. The credit bureau doesn’t know when someone dies, and this can create issues ...
Raising your credit score just takes a bit of strategy.
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Credit utilization is the amount of your revolving credit lines you’re using. It makes up 30% of your credit score calculation, so it’s a big deal. Your credit lines are the ...
