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Your Credit Score May Go Up July 1 – Here’s Why You May Have More to Celebrate Soon

Arrows up and down
Some credit items will be purged Saturday
Image Source: StockSnap.io

 

On Saturday, July 1, many Americans will get a pre-Independence Day reason to celebrate when their credit score goes up without them changing a thing they’re doing. Both FICO and VantageScore have estimated that up to 20 million consumers will get a boost this ...

7 Shocking Things That Won’t Affect Your FICO Credit Score

Shocking things that don't touch your credit score Image Source: StockSnap.io Shocking things that don't touch your credit score.
Image Source: StockSnap.io

Some life events seem major to you, but, because the credit bureaus couldn’t care less about them, they won’t affect your credit score. Some of these surprising things are positive and some are negative ...

How to Read Your Credit Report— 5 Top Things to Watch For and Get Fixed ASAP

Understanding your credit report is critical Image Source - Flickr User Tony Webster
Understanding your credit report is critical
Image Source - Flickr User Tony Webster

Most people are concerned with their credit score and focus strictly on the three-digit number, but there is far more to your credit profile than just the math that drives that number ...

Changes to FICO Credit Score Calculation Can Benefit Those Dealing with Medical Debt

FICO score changes medical debt impact Image Source: Flickr User Jay Gorman FICO score changes may impact the effect of your medical debt on your credit
Image Source: Flickr CC User Jay Gorman

The purpose of a credit score is to help potential creditors and lenders assess whether you’re a good risk for a loan, credit card ...