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Homeowner's Association Fees Can Follow You Beyond Foreclosure – Bankruptcy Can Help

HOA harassment

If you live in a condo dwelling or neighborhood with a homeowner's association, you may already have found out that they can be very aggressive about enforcing community standards, but even more so about collecting what's owed them. HOA's charge maintenance fees usually on an ...

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6 Ways to Recover from a Holiday Over-Spending Disaster

Holiday stress

Did you just get your credit card statement for your Christmas spending? Is it more than you thought it would be because you overdid it? Americans spent 4% more on Christmas 2014 than the prior year which means even more regret in January 2015 than ...

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There's No Shame in Bankruptcy – And We've Got the Study to Prove It

Shame

We can tell you upfront that there is no shame in bankruptcy. The vast majority of people that we've seen in our practice didn't end up in bankruptcy because they intended to get themselves into debt they couldn't afford to pay. But still, many people ...

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The Top 5 Causes of Bankruptcy Revealed – Has One of These Things Ruined Your Finances?

Five

When your money gets tight and you're struggling to pay bills, you may blame yourself and think that financial missteps have led you to where you are now. Blaming yourself is not productive and adds more stress to an already stressful predicament. In fact, the ...

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6 Top Divorce Money Mistakes and How to Avoid Them

Divorce

Did you know that January is the top month for divorce filings? Whether this is because it rounds out the tax year, couples were just trying to make it through the holiday or a New Year's resolution to be happier just motivates people to end ...

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How Credit Scores Are Calculated and 3 Ways to Improve Yours

Credit

We all know that credit scores are three of the most important digits in our lives and that paying your bills on time will keep yours in good shape, but beyond that, how much do you actually know about how your credit score is calculated ...

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Top Scams to Watch Out for in 2015 – Part 1

Internet scam

Scams get more sophisticated all the time and so you, as a consumer, need to get more savvy about protecting yourself from those that would steal your identity and your money. Some scams are just updates on old ones, some are all new fraud mechanisms ...

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Celebrity Bankruptcy Alert: CSI Actor Gary Dourdan Files Chapter 11 Again

Gary Dourdan

If you watched CSI: Crime Scene Investigation back in its earliest Vegas seasons before it branched out to Miami, New York, LA and now Cyber, you'll recognize Gary Dourdan from his role as Warrick. Dourdan was one of the original stars and was poised to ...

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5 Reasons to Take a Second Job No Matter Your Budget

Help wanted

Whether your budget is super tight and you're living paycheck to paycheck or you're doing well, you may want to consider taking a second job. A second job can offer many benefits over and above the money you'll bring in, although there are down sides ...

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4 Ways Credit Cards Can Cause Your Finances to Spin Out of Control

Credit cards

Credit cards are not necessities and are not needed for most things in life – renting a car is the only activity that requires an actual credit card. Most transactions can be taken care of with a debit card from shopping online to online bill ...

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