There is a month left until the April 15th tax filing deadline, and if you're avoiding preparing your Form 1040, it's time to get busy. Dig out your W2s, 1099s, mortgage interest and student loan interest statements and charitable donation receipts – then sit down ...
If you're a senior and you or your spouse are dealing with a terminal illness, this can be costly now and can leave the surviving spouse with insurmountable debts. It can be stressful to think about money while you're also taking care of your spouse's ...
For those struggling to pay their bills and dealing with the stress of debt collections and living paycheck to paycheck, bankruptcy can be life-changing. However, you risk obtaining the fresh start you deserve if you don't follow all the rules associated with a bankruptcy filing ...
Even if you have medical insurance whether it's through your employer, an Affordable Care Act plan or Medicare, that doesn't mean you'll never have any problems with medical bills. And if you don't have insurance, even a minor illness can cause an insurmountable debt ...
When you're stressed because you're behind on your bills, the last thing you need is a scammer scaring you into thinking you're about to be arrested for your unpaid debt. What can make this kind of fraud difficult to spot is that many bill collectors ...
When the average consumer files for bankruptcy, they typically choose between Chapter 7 or Chapter 13. Consumers with more than a million dollars of debts may also pursue Chapter 11. Today we'll look at Chapter 13, the more complex of the two common consumer bankruptcy ...
For married couples that are struggling with debt, bankruptcy may be a viable option but if you both work, it may be a challenge to qualify for Chapter 7. While Chapter 13 is a better option if you need time to catch up on back ...
Employment opportunities are on the rise, and the economy is rebounding nicely these days. Even the real estate market is bouncing back. One of the most significant signs of improved consumer confidence is the increase in credit card debt, particularly reflected in December holiday ...
If you've never heard of skimming, it's one of the sneakiest scams ever to steal your credit card information and then empty your bank account or max out your credit card. The US Secret Service investigates cyber crimes that include skimming. Recently, they've found that ...
We wrote yesterday about a recent study that showed that bankruptcy reform has harmed many consumers. For those that worry that filing bankruptcy can bring negative consequences, you should know that not filing can hurt you more. Many who are deep in debt will soldier on ...