Blog posts | Credit Score Keys

Is Your Bank Charging Illegal Overdraft Fees?

Banks scoring big with overdraft protection

Have you ever swiped your debit card for a small purchase only to see on your bank statement that your $4 McDonald's lunch feast caused you a $35 overdraft fee because you really didn't have the money in your ...

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7 Steps to Get a Mortgage After Bankruptcy

If you have filed bankruptcy (or are considering it) and worry that this will mean that you will never be able to qualify for a mortgage again, we can tell you that is absolutely not the case. Even if you surrender your home in bankruptcy ...

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Fraud Alert: Beware the Netflix Scam!

We have a brand new, highly aggressive scam to warn you about. What's really bad about this one is that it's centered around a service we all know, love and use on a daily basis: Netflix. How it works is that a fake Netflix ...

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Beware: New Gmail Scam Uses Phishing to Access Personal Info

We wrote recently about the Netflix scam that uses a fake Netflix access error page to entice you to call a bogus customer service agent, install spyware and pay for the privilege. This scam is outrageous, but it's only one of many scams sweeping the ...

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Poll: Consumers look to control spending this holiday season

For the fourth year in a row, a poll conducted by the National Foundation for Credit Counseling (NFCC) has revealed that the overwhelming majority of consumers intend to either spend less than the previous year or nothing at all on holiday purchases.

The NFCC ...

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Successful Budget that Actually Works? Follow these 5 Tips

There are a few classic pitfalls that stymie many attempts at a successful budget: being too aggressive, forgetting the small stuff, and the ever-present belief that tomorrow will be different from today. But don’t worry. Armed with a few tips, you can create an effective ...

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Be strong, don't let Black Friday cast a black cloud over your financial forecast

It’s easy to get swept up in the spirit of the season, and no single day of the year invites you lose yourself in the thrill of giving quite like Black Friday. And despite the rise of online shopping and allure of buying earlier in the ...

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3 Important Things You Can Do Right Now

It's important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the ...

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Why Is Credit Important?

Today's economy runs on credit. If you want to get a mortgage loan for a house or a student loan to pay for college, or if you just want to put your lunch on a credit card, a company is extending credit to you. ...

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