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8 Ways to Save Money This Summer When the Kids Are Fussing for Fun and You're Broke

We understand that many families are making do on tight budgets and summers are even harder because the kids are home all day and demand to be entertained. What's a cash-strapped family to do? Plenty! We've found eight categories of fantastic, fun and mostly free ...

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Scam Alert: Legal Helpers Debt Resolution Sued by State of North Carolina for Fraud

We like to keep our clients and other North Carolina consumers up to date on scams so they can protect themselves and their money. Today we take a look at a firm that promised to help debtors but instead has taken money from them and ...

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How Public Is Your Bankruptcy Filing and Who Will Know That You're Deep in Debt?

Debt is a funny thing. You can amass a bunch of it and, for the most part, creditors can't reveal what you owe to anyone. Even if your debt goes delinquent, collection agents can't reveal your past-due status to employers, your contracts or anyone else ...

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Celebrity Bankruptcy Alert – Meet the Parents Star Teri Polo to File Chapter 11 in LA

Many celebrity bankruptcies, like standard consumer bankruptcies we see here in North Carolina, are either Chapter 7 or Chapter 13. The first wipes out unsecured debts for those who aren't earning enough to pay their bills and the latter allows you more time to ...

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12 Reasons Bankruptcy Is Not a Problem - It's Both a Solution and an Opportunity

When you hear the word “bankruptcy” you don't usually get a positive vibe. And when you hear on the news that a celebrity or sports figure has filed bankruptcy, you likely think, “Wow – they're in financial trouble.” But often, the thought process about bankruptcy ...

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Celebrity Bankruptcy News: Teen Pop Sensation Aaron Carter Is All Grown Up and in Debt

If you were a teenager in the 90s (or had a teenager in this era), you may know who teen pop sensation Aaron Carter is and was. He began his career as a singer when he was himself just a young tween and soon had ...

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Supreme Court Issues Important New Ruling on How IRAs Are Treated in Bankruptcy

For many Americans, bankruptcy is an important option to have when their debts become too unmanageable to pay. Chapter 13 bankruptcy allows you breathing room to pay back past due balances over time and regain your financial footing. Chapter 7 bankruptcy allows you to wipe ...

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Why Chapter 13 Bankruptcies Sometimes Don't Work Out and How to Make Sure Yours Does

The Midwestern Bankruptcy Institute conducted a study on Chapter 13 bankruptcies to examine how many filings succeeded, how many didn't make it to completion and what drove either the success or failure to make it all the way through. According to data in the study ...

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When Can You Get Back Income Taxes Written Off in Bankruptcy and When Are They Unavoidable?

Income taxes are a type of debt and, if they go unpaid, can be the most difficult type of debt to get out from under besides student loans. There are only a couple of ways to get out of paying tax debt – wait out ...

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Why Chapter 7 Is Almost Always Better for You – Even If You're Trying to Stop Foreclosure

In the Middle District of North Carolina, more bankruptcy filers choose Chapter 13 than Chapter 7 – it's opted for 20% more than the full discharge plan. But is this the best option for the majority of bankruptcy filers? Chapter 13 can be very useful ...

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