Blog posts | Credit Score Keys

Start Planning Now for a Cheaper Christmas 2014 – 5 Tips to Save on the Holidays

Christmas gift

Christmas comes with great expectations, particularly if you have kids that want a pile of presents. But to keep your spending under control, you need to set a firm budget and stick to it. On average, most families spend around $800 on Christmas allotting roughly ...

Read more about Start Planning Now for a Cheaper Christmas 2014 – 5 Tips to Save on the Holidays

3 Debts That Can't Be Discharged in Bankruptcy (Usually)

Three

Bankruptcy can offer meaningful solutions to those that are overwhelmed by their debts and can't afford to pay what they owe. Of the two types of bankruptcy filed by individuals or couples, chapter 7 offers the most complete debt relief for those that qualify. In ...

Read more about 3 Debts That Can't Be Discharged in Bankruptcy (Usually)

Protect Yourself at the ATM – 5 Tips to Keep Your Cash Safe

Card skimmer

We've written recently about a number of data breaches that may have put your financial information at risk. Most noticeably, the Target and Home Depot breaches put tens of millions of consumers' credit card numbers at risk. To minimize consumer risks until the companies had ...

Read more about Protect Yourself at the ATM – 5 Tips to Keep Your Cash Safe

8 Pieces of Miracle Money Advice for Everyone

Money

There is a lot of financial advice floating around in the world, but if you flip through a magazine or browse a web article with money tips, you may be left with the feeling that it doesn't apply to you. Today, we've got money tips ...

Read more about 8 Pieces of Miracle Money Advice for Everyone

Bankruptcy Basics: The Importance of Providing a Complete List of Creditors

Important

If you're deep in debt enough to consider bankruptcy as an option, you likely owe money to a whole roster of creditors. What we see in our offices is that when our clients come in to discuss filing bankruptcy, they have a list of pressing ...

Read more about Bankruptcy Basics: The Importance of Providing a Complete List of Creditors

New Study Shows Filing Bankruptcy Can Literally Save Your Life

Mortality

Many people use the word literally incorrectly (it's a pet peeve of mine). Literally means truly, honestly, actually. As in, my eyes literally popped out of my head would mean my optical orbs physically sprang from their spot on my face. Needless to say, it's ...

Read more about New Study Shows Filing Bankruptcy Can Literally Save Your Life

Older Americans Plagued by Student Loans – Is Your Social Security Being Garnished?

Federal student loans are a great way for many to get a college education and greatly improve their lot in life. But for some, student loans are a trap that can ruin their lives. Student loans from the government have no statute of limitations and ...

Read more about Older Americans Plagued by Student Loans – Is Your Social Security Being Garnished?

New Rule Changes Allow You to Buy a House Faster After a Bankruptcy

For those that lose their home to foreclosure or surrender it as part of the bankruptcy process to get out from under an upside-down mortgage, a primary worry we hear from our clients is that they won't be able to buy another home. This was ...

Read more about New Rule Changes Allow You to Buy a House Faster After a Bankruptcy

7 Pieces of Money Advice for Married Couples to Help You Get Ahead

While marriage is on the decline in some parts of the world, for many it's still the traditional option that they prefer. Matrimony is all about sharing your love, but it's also about sharing your finances. What can be hard to fathom in the first ...

Read more about 7 Pieces of Money Advice for Married Couples to Help You Get Ahead

Bankruptcy and High Income Earners – How Going Broke Can Happen At Any Salary

We write here about those struggling with unemployment and low income and, on the other end, about celebrities that go bust. But what about those that are earning a good living but still struggling? In fact, many that come into our offices to file ...

Read more about Bankruptcy and High Income Earners – How Going Broke Can Happen At Any Salary