financial management | Credit Score Keys

5 Reasons to Take a Second Job No Matter Your Budget

Help wanted

Whether your budget is super tight and you're living paycheck to paycheck or you're doing well, you may want to consider taking a second job. A second job can offer many benefits over and above the money you'll bring in, although there are down sides ...

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4 Ways Credit Cards Can Cause Your Finances to Spin Out of Control

Credit cards

Credit cards are not necessities and are not needed for most things in life – renting a car is the only activity that requires an actual credit card. Most transactions can be taken care of with a debit card from shopping online to online bill ...

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6 Ways to Budget Better if You're Living Paycheck to Paycheck

Paycheck to paycheck

More than 25 million Americans are living paycheck to paycheck. Most of these people fall into the middle class category, but even some higher earners are living on the edge financially. If this is the situation you find yourself in, there are some ways ...

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Last Minute, End of the Year Financial Checklist to Finish Out 2014

Checklist

The end of the year is nigh upon us, but before you break out the champagne and fire crackers to ring in 2015, there are a few things you need to take care of to finish out 2014 in fine financial form. You may think ...

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Thanksgiving for Less – 6 Tips to Spend Less on Turkey Day

Thanksgiving dinner

A big Thanksgiving can be costly to put together, particularly if you host a lot of friends and family for the big day. If you're on a budget – like most people – you don't want to spend a fortune on the meal, but you ...

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Start Planning Now for a Cheaper Christmas 2014 – 5 Tips to Save on the Holidays

Christmas gift

Christmas comes with great expectations, particularly if you have kids that want a pile of presents. But to keep your spending under control, you need to set a firm budget and stick to it. On average, most families spend around $800 on Christmas allotting roughly ...

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8 Pieces of Miracle Money Advice for Everyone

Money

There is a lot of financial advice floating around in the world, but if you flip through a magazine or browse a web article with money tips, you may be left with the feeling that it doesn't apply to you. Today, we've got money tips ...

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7 Pieces of Money Advice for Married Couples to Help You Get Ahead

While marriage is on the decline in some parts of the world, for many it's still the traditional option that they prefer. Matrimony is all about sharing your love, but it's also about sharing your finances. What can be hard to fathom in the first ...

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Bankruptcy and High Income Earners – How Going Broke Can Happen At Any Salary

We write here about those struggling with unemployment and low income and, on the other end, about celebrities that go bust. But what about those that are earning a good living but still struggling? In fact, many that come into our offices to ...

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Debt Collectors Know When You Get Money! Find Out How to Protect Your Cash

If you're behind on your bills, you'll get calls from bill collectors, but if you're unemployed and totally broke, you may notice that other than an occasional letter, you seem to drop off their radar. But as soon as you get a job and have ...

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