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7 Ways Filing Bankruptcy Can Make Your 2015 Better

If you're deep and debt, as the year winds down and you head into the next, you may be looking for a smoother 2015, especially when it comes to finances. If you spent 2014 living paycheck to paycheck, are behind on your bills and ...

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How to Protect Your Tax Refund if You're Considering Bankruptcy

Tax refund

Roughly 80% of Americans get a tax refund. If you're one of these people that usually gets money back from the government for overpayment of taxes, are deep in debt and considering bankruptcy, you may not want to hand this money over if you ...

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4 Way to Pay Your Credit Cards Down Faster

Credit card

Owing a pile of money on your credit cards can be depressing. You may feel like, no matter how much you pay, you won't get out from under them. In fact, if you stop swiping your plastic and get serious about ditching this high ...

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Can Same-Sex Couples File Bankruptcy in North Carolina?

Same sex marriage

Now that most states allow same-sex marriages, other legal issues are cropping up, including same-sex divorce and same-sex bankruptcy. In North Carolina, same-sex marriage has been allowed since October 2014, when a District Court struck down the ban in response to a lawsuit. Since then ...

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What Are the Tax Consequences of Foreclosure and How Can You Avoid Them?

Foreclosure

If you're behind on your mortgage payments and have been threatened with foreclosure, you may be looking for options to help you. One of the things you need to be aware of is that several options related to foreclosure have tax consequences that can ...

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4 Obstacles to Saving Money and How to Overcome Them

Good habits

One of the most stressful financial situations is not having a safety net. Savings are important in both the short and long-run. In the long-term, savings represent a comfortable retirement when your ability to earn may be greatly diminished and you may have greater medical ...

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How Long Can You Stay in Your Home if You Surrender it in Chapter 7 Bankruptcy?

Moving day

If you're deep in debt and behind on your mortgage, you may be scrambling for solutions. Chapter 7 is an answer to many debt dilemmas and can even help you sort out a mess with your house. One of the options that many people ...

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Paying for College – Should You Go into Debt to Pay for Your Child's Education?

College

College costs keep rising every year, sometimes drastically and for many parents, this is scary. How will you pay for your child's education? Will you need to borrow? How much can you afford? Should you cover it 100% or make your student foot the ...

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What Is a Motion for Relief and What Does It Mean When a Creditor Files One Against You?

Filing

When you're filing for bankruptcy, you're focused on yourself and getting debt-free (and you should be). But there are other parties involved in the process – those you owe. Most of the time, creditors accept a bankruptcy filing and don't try and fight it. But ...

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Debt and I Do's: 5 Things to Consider When Marrying Someone Who Filed Bankruptcy

Wedding

If you've found Mister or Ms Right and are ready to commit to happily ever after, that's great. But what if the love of your life has had money troubles and recently filed bankruptcy? This takes some serious thinking, not because bankruptcy itself is a ...

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