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What Happens When the Company You Work for Files Bankruptcy?

Going out of business

You always hear on the news about this or that company filing bankruptcy. Large corporate bankruptcies often make headlines but small to mid-sized businesses can go unnoticed. And although bankruptcy filings are a matter of public record, that doesn't mean the information is easy ...

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Need a Car and a Job? Uber Is Offering Both to Responsible Drivers with Credit Problems

Uber driver

If you are out of work, aren't earning as much money as you need and also have auto issues, that can be a problem. But now, there's an option available to those who need to earn money and need a new car – even for ...

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Bankruptcy Checklist – 7 Questions to Assess Your Financial Distress

Checklist

Bankruptcy is often referred to as an option of last resort, but as with most things in life, timing is everything. Most people wait until they get absolutely desperate before they consider bankruptcy. It can certainly help you when things are especially dire, but ...

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How to Get Rid of a Judgment Lien with Chapter 7 or 13 Bankruptcy

Judge

When you are sued over an unpaid debt – typically for credit card debts, medical bills or the remaining balance after a car was repossessed – if you lose the lawsuit, the court can issue the creditor a judgment against you. With this judgment in ...

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How Can You Make Sure All Your Debts Are Included in Your Bankruptcy?

Bills in the mail

The whole premise behind bankruptcy is to get you a fresh start. But if your bankruptcy petition isn't complete and doesn't include all debts, you may not get the most complete debt relief. It's important to list every single creditor when you complete your bankruptcy ...

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7 Most Common Bankruptcy Questions Answered

Questions

Many people don't really understand what bankruptcy means and shy away from it because of negative preconceptions even when it may be the best option for them. Today we'll answer basic questions that we are often asked when people call into our offices prior to ...

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What Happens If Your Bank Account Is Frozen and How Bankruptcy Can Help

Frozen account

In North Carolina, most creditors are blocked from being able to garnish your wages, but this doesn't mean they can't get to your money using other means. If a creditor has sued you over an unpaid debt and obtained a judgment in court, they ...

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6 Ways to Budget Better if You're Living Paycheck to Paycheck

Paycheck to paycheck

More than 25 million Americans are living paycheck to paycheck. Most of these people fall into the middle class category, but even some higher earners are living on the edge financially. If this is the situation you find yourself in, there are some ways ...

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Should I Stop Paying Bills Now If I Plan to File Bankruptcy Soon?

Stop

Most people considering bankruptcy are overextended, struggling to pay their bills and maybe even living paycheck to paycheck. If you're in this situation, you're likely being plagued by collection calls, dunning notices and letters threatening lawsuits. You may be at the end of your ...

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Last Minute, End of the Year Financial Checklist to Finish Out 2014

Checklist

The end of the year is nigh upon us, but before you break out the champagne and fire crackers to ring in 2015, there are a few things you need to take care of to finish out 2014 in fine financial form. You may think ...

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