Blog posts

    Credit Scores Are Better Than Ever – Why It’s the Perfect Time to Improve Your FICO Calculation

    Credit card in hand
    Now is the time to work on your credit
    Image Source: Flickr User Investment Zen


    Credit scores are, on average, higher than they have ever been. If you’re coming out of bankruptcy or other tough financial circumstance, now is a good time to work ...

    Your Credit Score May Go Up July 1 – Here’s Why You May Have More to Celebrate Soon

    Arrows up and down
    Some credit items will be purged Saturday
    Image Source:


    On Saturday, July 1, many Americans will get a pre-Independence Day reason to celebrate when their credit score goes up without them changing a thing they’re doing. Both FICO and VantageScore have estimated that ...

    Getting a Car After Bankruptcy – Lease or Buy – And What Credit Score Do You Need?

    You can buy a car after bankruptcy
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    One of the primary concerns for many bankruptcy filers is what happens after their discharge. They want to know what options they will have, whether they can get credit again, how soon they can ...

    Good News! U.S. Credit Scores Have Never Been Higher – But Debt Is Climbing Too

    Credit score rising, but so is debt
    Image Source: Flickr User Investment Zen


    The Wall Street Journal (WSJ) recently shared the good news that this spring, U.S. credit scores reached their highest levels since FICO started tracking scores (which began back in 2005). The ...

    Did You Know Bankruptcy Discharge Can Increase Your Credit Score?

    credit score meter
    Bankruptcy can help improve your credit score
    Image Source: Flickr User


    Most consumers considering filing bankruptcy wrongly believe that doing so will wreck their credit score for a decade. Nothing could be further from the truth so long as you take advantage of ...

    What You Don’t Know About Your Credit Score Can Hurt Your Finances

    Confused lady
    Confused by credit score? You’re not alone
    Image Source: Flickr User CollegeDegrees360


    Financial site Nerd Wallet recently published the results of its latest survey it conducted last month and the findings are stunning when it comes to what many consumers don’t know about their ...