Medical debt is not like other debt. It’s not something you usually want to incur. It’s not a fun purchase and it’s often costly and unexpected. Medical debt is also something that can quickly spiral out of control even if you have insurance coverage. High ...
There is more to being approved for financing and lines of credit than just your credit score, although your credit score is first and foremost. Depending on the type of credit you’re applying for, additional factors aside from your score may be considered as part ...
Like it or not, your credit score is an all-important number. During your life, the ability to use credit for key purchases can greatly impact your quality of life. Your credit score is an amalgam of your credit and debt habits based on your credit ...
Your credit score determines whether you can have a credit card in your wallet and get an affordable car loan or mortgage with a reasonable interest rate. Your credit score may also determine how much you pay for some utilities like natural gas, whether you ...
If you are just coming out of bankruptcy, you might view credit cards in a dim light because of your recent debt experience. People that struggled with credit card debt in the past are often hesitant to have plastic in their wallet ever again. Even ...
Successfully going through with a bankruptcy filing is an accomplishment. It can be life-changing for those who recognize that they are stuck with overwhelming debt and decide to do something about it. But to make the most of your fresh financial start, you must rebuild ...
The year 2017 is behind us and with it went a year of triumphs and disappointments. If one of your regrets from last year is problems with your credit score, 2018 represents the opportunity for a fresh start. If you’re ready to improve your credit ...
The New Year is an opportunity to start things fresh. It is a time when you make resolutions and goals for the coming year. Some people make overwhelming goals to revamp their lives from top to bottom and some shoot for smaller targets. Close ...
When you come out of bankruptcy, as soon as you have your discharge in hand, it’s time to start rebuilding your credit. For most consumers, the starting point is a secured credit card that you use responsibly. But there are also the options of ...
When you’re deep in debt you can’t dig out of by yourself, bankruptcy can come in handy. But once you have your discharge, it’s time to get busy rebuilding your credit score. It’s true that filing bankruptcy will cause your credit score to dip, but ...