There’s a prevailing narrative that American consumers don’t understand credit scores and how they work. However, a recent survey shows that we’re getting savvier about credit scores, are more concerned about them, and working harder to improve them. Let’s look at the data ...
Life’s about to get better for a lot of people with their credit score. That all-important three-digit number may be rising soon without any effort on your part. That’s great news! All three credit bureaus - Equifax, Experian,, and TransUnion - announced that they'd ...
Everyone wants a good credit score - and no one likes it when it drops. But it’s an even harder hit when you’ve been working to improve your credit score and are doing the right things, but it drops out of the blue. A ...
If you’re at the threshold of a credit category (fair, good, excellent), tacking on an extra 100 points can get you there, but how can you do it? While it’s true that re-establishing your credit after a financial fiasco is a marathon, not a ...
You know the commercial that shows a guy with a credit score tattooed on his arm? That’s one of the worst ideas ever since your credit score isn’t a fixed number. Info on your credit report determines your credit score. The data constantly changes ...
Your credit score is important to optimize your financial opportunities. That three-digit number can determine whether you can buy a home, get a reasonable rate on a vehicle loan, or land your dream job. Given how important your credit score is, it should be ...
Bad credit causes problems you expect – you can be turned down for financing, jobs, and even rental property. Everyone knows poor credit holds you back but did you know that mediocre credit can be almost as problematic and can cost you tens ...
You might think your credit score matters only when you’re ready to buy a house or car and the rest of the time, it’s not so important. Nothing could be further from the truth. Your credit score affects your life and finances every day ...
Everyone needs a good credit score to achieve their goals and dreams. Your credit score is crucial to your financial health and touches more aspects of your life than you might realize from employment to housing to insurance and utilities. Recent data shows that ...
When you’re coming out of bankruptcy or another financial crisis, your credit score might be lower than ever. That’s not a good thing. Your credit score affects your ability to get into a rental property you want, get a job, how much you pay ...