Let’s face it – to get around in North Carolina, you need a vehicle. There’s a lack of widespread public transportation. That means you need a car or a healthy budget to catch Uber rides. Your options for buying a car are paying cash ...
When it comes to your credit score, many clichés apply no matter how tired they sound. “You snooze you lose” comes to mind as does “Use it or lose it!” When you don’t pay attention to your credit report and score, bad things can ...
On average, credit scores in America are on the rise which is excellent news. The bad news is, over the last year, consumer understanding of credit scores diminished. A recent survey by the Consumer Federation of America (CFA) in partnership with VantageScore Solutions showed ...
Everyone loves a tax refund. You work all year long, and when the IRS sends you a check or direct deposit, it feels like a windfall. In reality, it’s your money that you let the government use without charging them any interest! If you ...
College debt keeps rising every year. Many are overwhelmed by the amount of their student loans and worry how they’ll pay them. But they don’t stop to consider what other aspects of their lives may be affected – including their credit score.
One starting point ...
In America, good credit is the pathway to many opportunities like an affordable mortgage, car loan, and access to services like utilities at reasonable prices. Bad credit limits you, to some extent in the US, but nothing like it does in China. Changes in the ...
Financial stress is one of the top strains on relationships, whether you’re married or in a partnership. You can’t over-emphasize the effects of money problems on the fate of your romance. Credit scores remain a primary concern and pitfall that could split even the most ...
Credit scores are an integral part of our daily lives. They effect interest rates on a mortgage, auto loan, and even basics like utilities and insurance. For optimal financial opportunities, you need to keep an eye on your credit score. Take your eye off the ...
Your credit report is the touchstone of your financial wellbeing. If it’s flawed or erroneous, you’ll pay more in interest for crucial services like utilities and some insurance coverage, and miss out on certain financial opportunities. Despite the importance of your credit report, many people ...
One of the fastest ways to establish or rebuild credit after it takes a dip is with credit cards. However, some people are wary of plastic, especially if they got buried in credit card debt in the past. Plastic can be very helpful when trying ...